Bank T&C
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Bank T&C

Bank Terms & Conditions


1.     The cashback offer is available on both EMI and Non-EMI transactions made using above mentioned cards via the Brand EMI option on Pine Labs terminals.

2.     The cashback shall be credited within 120 business days from the last date of the transaction month on a best effort basis to all open and active cards members’ accounts only.

3.     No Cost EMI is also applicable on EMI transactions on 6-month tenures only on HDFC Bank Debit and Credit cards,.

4.     Processing fee and GST on interest component applicable as per Bank’s terms and conditions.

5.     The offer is limited to 1 transactions per card per product category for the quarter.

6.     The cashback offer is applicable only if the transaction value on the card is more than 90% of the MRP of the device being purchased.

7.     The bank will continue to charge interest on No Cost EMI plans as per existing rates. However, the interest to be charged by the bank will be passed on to you as an upfront discount.

8.     This Offer is applicable on HDFC Bank Debit and Credit cards EMI transactions.

9.     The offers may be revised or withdrawn without any prior notice.

10.  Offers valid for limited period and till stocks last.

11.  In case of refund, though the amount is credited back to the customer’s card, the EMI closure will only happen after the customer communicates the same to the bank. Customer will specifically need to communicate to the banks the intent of the EMI loan closure.

12.  Also if customer fails to communicate the same to bank, the interest amount that bank will keep levying shall be borne by the customer.

13.  Foreclosure or any other charges, if any which are levied by the customer’s bank, shall be borne by the customer.


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